Microsoft Copilot vs Siri AI (Apple) comparison

Microsoft Copilot and Siri AI (Apple) compared side by side in AI.

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Microsoft Copilot

Microsoft's AI assistant built into Windows, Edge and Office

What is good

  • Works directly with Windows, Word and Excel
  • Latest-level models available for free

What could be better

  • Office integration features need a Microsoft 365 subscription
  • Weak personality as a standalone chatbot

Microsoft Copilot official site

Siri AI (Apple)

Siri rebuilt on a new model made with Google Gemini. It understands personal context such as messages, mail and photos and handles tasks directly inside apps (English beta in September 2026)

What is good

  • Built into devices such as iPhone and Mac with no extra charge
  • Understands personal context such as messages, mail and photos, and on-screen content
  • Performs tasks such as writing mail and editing photos inside apps

What could be better

  • Only an English beta at launch (Korean to be added in October)
  • Apple devices only, older devices not supported

Siri AI (Apple) official site

At a glance

Highlighted rows are where they differ.

ItemMicrosoft CopilotVisit siteSiri AI (Apple)Visit site
Starting price≈€8.91+ ($9.99)Official USD priceFreeNot applicable
Free tierFree plan availableFree
Korean supportGoodLimited
Main models
  • OpenAI GPT-5 family (Smart/Think Deeper)
  • GPT-5.5/Claude selectable for business
  • MAI in-house models (image/voice)
  • New Apple Foundation Models (developed with Google Gemini, on-device + Private Cloud Compute)
  • AFM Core Advanced (on-device dictation)
  • AFM 3 Cloud
TypeAI servicesAI services
CategoryChatbot/Assistant, Writing/ProductivityChatbot/Assistant
CompanyMicrosoft, United StatesApple, United States
Plans
  • Free
  • M365 Personal $9.99
  • Family $12.99
  • Premium $19.99
  • Pro $99.99
  • For business: Copilot Business $21 (annual), Enterprise $30 (annual)
  • Free on supported devices (iOS 27, etc.)
  • Server features have a daily usage limit
  • Apple says it will expand usage through a paid option in the future (price not disclosed)
Pros
  • Works directly with Windows, Word and Excel
  • Latest-level models available for free
  • Built into devices such as iPhone and Mac with no extra charge
  • Understands personal context such as messages, mail and photos, and on-screen content
  • Performs tasks such as writing mail and editing photos inside apps
  • Conversation history syncs across devices in the new Siri app
  • Does not store personal data thanks to Private Cloud Compute
Cons
  • Office integration features need a Microsoft 365 subscription
  • Weak personality as a standalone chatbot
  • Only an English beta at launch (Korean to be added in October)
  • Apple devices only, older devices not supported
  • Not available at first in the EU (iOS, iPadOS, watchOS) and China
  • Server features have a daily limit and will become paid later
  • Not usable under age 13

Prices and benefits may change. Check the official site before you pay.

Prices converted at 1 USD = ₩1,327.84 (2026-10-20). Original price shown in brackets. Taxes as listed by each provider.

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