Microsoft Copilot

At a glance

Microsoft Copilot is a free AI assistant on Windows, Edge and the mobile app (copilot.microsoft.com), and also a work AI built into Word, Excel, PowerPoint, Outlook and Teams. Individuals use the free Copilot or a Microsoft 365 Personal/Family/Premium/Pro subscription, and companies use Microsoft 365 Copilot (Business/Enterprise). It suits students, office workers and companies that already use Office.

Full model list

In Copilot you choose a 'mode' instead of a model name. Internally it mainly uses the OpenAI GPT family, and some features use Microsoft's own MAI models, plus an Anthropic Claude option for business use.

The coding AI for developers is a separate service, GitHub Copilot. Copilot Pro ($20/mo), the former paid personal plan, ended sales in October 2025 and was merged into Microsoft 365 Premium.

Summary by plan

Which plan for whom

• Free Copilot: People who occasionally ask questions, summarize or search on Windows or Edge, and students. You can try Smart mode and deep thinking for free.
• Microsoft 365 Personal: If you already use Word and Excel as an office worker or university student, you get Office + 1TB + Copilot in one, so the value is good.
• Microsoft 365 Family: Households that share Office and storage, where mainly one person uses the AI.
• Microsoft 365 Premium: Office workers and freelancers who use AI every day for writing reports and analyzing Excel. For when you need the Researcher/Analyst agents.
• Microsoft 365 Pro: Heavy users or sole proprietors who use voice, vision and agents all day.
• Microsoft 365 Copilot Chat: If your company has not adopted paid Copilot yet, start with the free work chat.
• Copilot Business / Business bundles: For companies with 300 or fewer people that want to cut Office document work with AI. A promotional price runs until the end of the year.
• Microsoft 365 Copilot (Enterprise): For large companies that need AI using internal documents, email and meeting data, plus admin and security features.

Notes

• Information checked: 2026-10-12
• We could not confirm Korean won prices on the official page (price needs checking). The prices above are in US dollars.
• The exact detailed model versions of the consumer Copilot app (including image and voice) are not officially disclosed and need checking.
• Sources: Copilot personal plans / Microsoft 365 plan comparison / AI usage for personal subscriptions / Copilot conversation modes / Microsoft 365 Copilot business pricing / Microsoft 365 Copilot enterprise pricing / Microsoft AI model news