Microsoft Copilot vs Monica comparison

Microsoft Copilot and Monica compared side by side in AI.

CurrencyUSD KRW EUR

What is different

Starting price

Microsoft Copilot$9.99+

MonicaCheck site

Microsoft Copilot

Microsoft's AI assistant built into Windows, Edge and Office

What is good

Works directly with Windows, Word and Excel
Latest-level models available for free

What could be better

Office integration features need a Microsoft 365 subscription
Weak personality as a standalone chatbot

Microsoft Copilot official site

Monica

An all-in-one AI assistant, via browser extension and app, that lets you use GPT, Claude, Gemini, Grok and others, and also summarizes, translates and generates images

What is good

Call it from any web page via the browser sidebar
Rich summary, translation and writing tools
Korean interface available

What could be better

The official price list is shown only in the browser, so it is hard to confirm externally
Plan names change often (Pro+/Unlimited → Max/Ultra)

Monica official site

At a glance

Item	Microsoft CopilotVisit site	MonicaVisit site
Starting price	$9.99+Official USD price	Check siteUnverified
Free tier	Free plan available	Free plan available
Korean support	Good	Good
Main models	OpenAI GPT-5 family (Smart/Think Deeper) GPT-5.5/Claude selectable for business MAI in-house models (image/voice)	GPT-5.5/5.x/4o, Claude 4.7 Opus/3.7 Sonnet/Fable 5, Gemini 3.1 Pro/3/2.5, Grok 3, Mistral, Perplexity, Llama and others + image and video generation models (per the official help page and third-party summaries)
Pricing type	-	Free, Monthly subscription, Pay-as-you-go/Credits
Type	AI services	AI apps
Category	Chatbot/Assistant, Writing/Productivity	All-in-One AI Platform
Company	Microsoft, United States	Monica (Butterfly Effect group, needs checking), Other
Plans	Free M365 Personal $9.99 Family $12.99 Premium $19.99 Pro $99.99 For business: Copilot Business $21 (annual), Enterprise $30 (annual)	Free (40 basic queries per day) Pro (200 advanced per month + 1,500 credits) Max Ultra. Subscription prices need checking (per third-party sources Pro is about $8.3 per month). Extra credits: 4,000 = $10
Pros	Works directly with Windows, Word and Excel Latest-level models available for free	Call it from any web page via the browser sidebar Rich summary, translation and writing tools Korean interface available Extra credits can be purchased
Cons	Office integration features need a Microsoft 365 subscription Weak personality as a standalone chatbot	The official price list is shown only in the browser, so it is hard to confirm externally Plan names change often (Pro+/Unlimited → Max/Ultra) The free plan cannot use advanced models

Prices and benefits may change. Check the official site before you pay.

Prices converted at 1 USD = ₩1,327.84 (2026-10-20). Original price shown in brackets. Taxes as listed by each provider.

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