Microsoft Copilot vs Monica comparison

Microsoft Copilot and Monica compared side by side in AI.

CurrencyUSDKRWEUR

Microsoft Copilot

Microsoft's AI assistant built into Windows, Edge and Office

What is good

  • Works directly with Windows, Word and Excel
  • Latest-level models available for free

What could be better

  • Office integration features need a Microsoft 365 subscription
  • Weak personality as a standalone chatbot

Microsoft Copilot official site

Monica

An all-in-one AI assistant, via browser extension and app, that lets you use GPT, Claude, Gemini, Grok and others, and also summarizes, translates and generates images

What is good

  • Call it from any web page via the browser sidebar
  • Rich summary, translation and writing tools
  • Korean interface available

What could be better

  • The official price list is shown only in the browser, so it is hard to confirm externally
  • Plan names change often (Pro+/Unlimited → Max/Ultra)

Monica official site

At a glance

Highlighted rows are where they differ.

ItemMicrosoft CopilotVisit siteMonicaVisit site
Starting price$9.99+Official USD priceCheck siteUnverified
Free tierFree plan availableFree plan available
Korean supportGoodGood
Main models
  • OpenAI GPT-5 family (Smart/Think Deeper)
  • GPT-5.5/Claude selectable for business
  • MAI in-house models (image/voice)
GPT-5.5/5.x/4o, Claude 4.7 Opus/3.7 Sonnet/Fable 5, Gemini 3.1 Pro/3/2.5, Grok 3, Mistral, Perplexity, Llama and others + image and video generation models (per the official help page and third-party summaries)
Pricing type-Free, Monthly subscription, Pay-as-you-go/Credits
TypeAI servicesAI apps
CategoryChatbot/Assistant, Writing/ProductivityAll-in-One AI Platform
CompanyMicrosoft, United StatesMonica (Butterfly Effect group, needs checking), Other
Plans
  • Free
  • M365 Personal $9.99
  • Family $12.99
  • Premium $19.99
  • Pro $99.99
  • For business: Copilot Business $21 (annual), Enterprise $30 (annual)
  • Free (40 basic queries per day)
  • Pro (200 advanced per month + 1,500 credits)
  • Max
  • Ultra. Subscription prices need checking (per third-party sources Pro is about $8.3 per month). Extra credits: 4,000 = $10
Pros
  • Works directly with Windows, Word and Excel
  • Latest-level models available for free
  • Call it from any web page via the browser sidebar
  • Rich summary, translation and writing tools
  • Korean interface available
  • Extra credits can be purchased
Cons
  • Office integration features need a Microsoft 365 subscription
  • Weak personality as a standalone chatbot
  • The official price list is shown only in the browser, so it is hard to confirm externally
  • Plan names change often (Pro+/Unlimited → Max/Ultra)
  • The free plan cannot use advanced models

Prices and benefits may change. Check the official site before you pay.

Prices converted at 1 USD = ₩1,327.84 (2026-10-20). Original price shown in brackets. Taxes as listed by each provider.

Related comparisons

Add other services to compare