Kimi vs Microsoft Copilot comparison

By starting price alone, Kimi is $2.69 cheaper. But price is not everything, so check the highlighted rows in the table below.

Kimi and Microsoft Copilot compared side by side in AI.

CurrencyUSD KRW EUR

Kimi

A Chinese AI chatbot strong in long-document processing and agent features

Microsoft's AI assistant built into Windows, Edge and Office

Highlighted rows are where they differ.

Item	KimiVisit site	Microsoft CopilotVisit site
Starting price	$7.30+Converted from official price	$9.99+Official USD price
Free tier	Free plan available	Free plan available
Korean support	Average	Good
Main models	Kimi K3 K2.7-Code K2.6	OpenAI GPT-5 family (Smart/Think Deeper) GPT-5.5/Claude selectable for business MAI in-house models (image/voice)
Type	AI services	AI services
Category	Chatbot/Assistant, Open Models	Chatbot/Assistant, Writing/Productivity
Company	Moonshot AI, China	Microsoft, United States
Plans	Free Go ¥49 Plus ¥99 Pro ¥199 Max ¥699 (official CNY monthly billing, ¥39/¥79/¥159/¥559 per month with yearly billing, no official USD price, ¥49 ≈ $7.3 converted) Existing Andante to Allegro are legacy Vivace (overseas only, price not disclosed) API pay-as-you-go	Free M365 Personal $9.99 Family $12.99 Premium $19.99 Pro $99.99 For business: Copilot Business $21 (annual), Enterprise $30 (annual)
Pros	Free long-document analysis Models released as open source Good coding and agent performance	Works directly with Windows, Word and Excel Latest-level models available for free
Cons	Low name recognition in Korea Data concerns because it is a Chinese service	Office integration features need a Microsoft 365 subscription Weak personality as a standalone chatbot

Prices and benefits may change. Check the official site before you pay.

Prices converted at 1 USD = ₩1,325.57 (2026-10-21). Original price shown in brackets. Taxes as listed by each provider.