Cursor vs Microsoft Copilot comparison

By starting price alone, Cursor is $1.99 cheaper. But price is not everything, so check the highlighted rows in the table below.

Cursor and Microsoft Copilot compared side by side in AI.

CurrencyUSDKRWEUR

Cursor

An AI code editor where AI edits and writes code directly

What is good

  • Understands and edits the whole project
  • Powerful agent features
  • Similar to VS Code, so easy to get used to

What could be better

  • Usage-based billing is complicated
  • Costs rise with heavy use

Cursor official site

Microsoft Copilot

Microsoft's AI assistant built into Windows, Edge and Office

What is good

  • Works directly with Windows, Word and Excel
  • Latest-level models available for free

What could be better

  • Office integration features need a Microsoft 365 subscription
  • Weak personality as a standalone chatbot

Microsoft Copilot official site

At a glance

Highlighted rows are where they differ.

ItemCursorVisit siteMicrosoft CopilotVisit site
Starting price$8+Official USD price$9.99+Official USD price
Free tierFree plan availableFree plan available
Korean supportGoodGood
Main models
  • Composer 2.5 (in-house)
  • Grok 4.7
  • Claude Opus 5.5/Fable 5.1
  • GPT-5.6 Sol
  • Gemini 3.1 Pro and others selectable
  • OpenAI GPT-5 family (Smart/Think Deeper)
  • GPT-5.5/Claude selectable for business
  • MAI in-house models (image/voice)
TypeAI servicesAI services
CategoryCodingChatbot/Assistant, Writing/Productivity
CompanyAnysphere (acquired by SpaceX in August 2026), United StatesMicrosoft, United States
Plans
  • Free $0
  • Plus $8
  • Premium $30
  • Super $100
  • Ultra $200
  • Teams from $30 per user
  • Enterprise custom quote
  • Free
  • M365 Personal $9.99
  • Family $12.99
  • Premium $19.99
  • Pro $99.99
  • For business: Copilot Business $21 (annual), Enterprise $30 (annual)
Pros
  • Understands and edits the whole project
  • Powerful agent features
  • Similar to VS Code, so easy to get used to
  • Works directly with Windows, Word and Excel
  • Latest-level models available for free
Cons
  • Usage-based billing is complicated
  • Costs rise with heavy use
  • Office integration features need a Microsoft 365 subscription
  • Weak personality as a standalone chatbot

Prices and benefits may change. Check the official site before you pay.

Prices converted at 1 USD = ₩1,325.57 (2026-10-21). Original price shown in brackets. Taxes as listed by each provider.

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