Abacus.AI ChatLLM vs Microsoft Copilot comparison

By starting price alone, Microsoft Copilot is $0.01 cheaper. But price is not everything, so see below what differs.

Abacus.AI ChatLLM and Microsoft Copilot compared side by side in AI.

CurrencyUSD KRW EUR

What is different

Starting price

Abacus.AI ChatLLM$10+

Microsoft Copilot$9.99+

Free tier

Abacus.AI ChatLLMPaid only

Microsoft CopilotFree plan available

Korean support

Abacus.AI ChatLLMAverage

Microsoft CopilotGood

Abacus.AI ChatLLM

A good-value all-in-one AI subscription that gives you 100+ models such as GPT/Claude/Gemini/Grok, plus image/video generation, an app builder and agents for $10 per month

What is good

Price competitiveness with the latest top models from $10 per month
RouteLLM automatic routing
App/website generation/slides/documents/video/desktop agent/coding CLI and more

What could be better

Basic is limited to 20,000 credits per month/3 agent conversations
The UI is complicated because there are so many features

Abacus.AI ChatLLM official site

Microsoft Copilot

Microsoft's AI assistant built into Windows, Edge and Office

What is good

Works directly with Windows, Word and Excel
Latest-level models available for free

What could be better

Office integration features need a Microsoft 365 subscription
Weak personality as a standalone chatbot

Microsoft Copilot official site

At a glance

Item	Abacus.AI ChatLLMVisit site	Microsoft CopilotVisit site
Starting price	$10+Official price	$9.99+Official USD price
Free tier	Paid only	Free plan available
Korean support	Average	Good
Main models	GPT-6 Astra, GPT-6.1 Sol, GPT-6 Luna, GPT-5.6 Terra Claude Opus 5.5, Fable 5.1, Sonnet 5.5 Gemini 4 Argon, Gemini 3.8 Flash Grok 4.7 Kimi K3 DeepSeek v4.1 Images: Nano Banana Pro, GPT Image 2.5 Video: Seedance 2.5, Kling 3.0, Veo 3.1 RouteLLM automatic selection (per the official site)	OpenAI GPT-5 family (Smart/Think Deeper) GPT-5.5/Claude selectable for business MAI in-house models (image/voice)
Pricing type	Monthly subscription	-
Type	AI apps	AI services
Category	All-in-One AI Platform	Chatbot/Assistant, Writing/Productivity
Company	Abacus.AI, United States	Microsoft, United States
Plans	Basic $10/mo per user (first month $7, 20,000 credits/3 agent uses) Pro $20/mo per user (unlimited agents/coding agents)	Free M365 Personal $9.99 Family $12.99 Premium $19.99 Pro $99.99 For business: Copilot Business $21 (annual), Enterprise $30 (annual)
Pros	Price competitiveness with the latest top models from $10 per month RouteLLM automatic routing App/website generation/slides/documents/video/desktop agent/coding CLI and more Integrations with Slack/Teams/Google Drive and more No training on your data/SOC 2	Works directly with Windows, Word and Excel Latest-level models available for free
Cons	Basic is limited to 20,000 credits per month/3 agent conversations The UI is complicated because there are so many features Korean localization/customer support is limited	Office integration features need a Microsoft 365 subscription Weak personality as a standalone chatbot

Prices and benefits may change. Check the official site before you pay.

Prices converted at 1 USD = ₩1,327.84 (2026-10-20). Original price shown in brackets. Taxes as listed by each provider.

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