A card company AI subscription product where Hana Card members use about 30 generative AIs such as ChatGPT, Gemini, Claude and Grok with one account from ₩9,900 per month, and also get financial fraud compensation
Information updated 2026-10-20, source: official site and public reports. Prices and benefits may change. Check the official site before you pay.
Some information has not yet been verified against official sources. Please check the official site before you pay.
Pros
- Low entry price from ₩9,900 in KRW
- Sold directly by the card company, so payment and the customer center are familiar
- Bundled compensation of up to ₩10,000,000 for financial fraud such as phishing and hacking (including family)
Cons
- Only for Hana Card members
- Medals are deducted, so high-performance models and image generation use them up quickly
- Detailed model versions not disclosed
These are opinions compiled by Pickx from public sources.
Cautions
Medals are deducted by different amounts depending on model type, question/answer length and whether images are generated, so guidance such as 'about 540,000 characters of text or 85 images' is an average. The service is operated under the responsibility of partner Polexzone Co., Ltd. with Hana Card as intermediary, and AI use is linked to 'Oosoo AI' — the data handling policy of the responsible party (Polexzone/Oosoo AI operator) needs checking. Insurance compensation is handled by DB Insurance
At a glance
A paid subscription product launched by Hana Card in July 2026, with which Hana Card members can use about 30 generative AIs such as ChatGPT, Gemini, Claude and Grok on one account. Usage is deducted in 'medals', and a financial fraud damage compensation service is bundled in. The product is operated under the responsibility of the partner company Polexzone Co., Ltd. (폴렉스존), Hana Card acts as an intermediary, and the AI is connected through the 'Oosoo AI (우수AI)' service.
AI and features offered
| AI/model | Use | Notes (usage limits, plan restrictions, etc.) |
|---|---|---|
| ChatGPT, Gemini, Claude, Grok, etc. | Chat, document writing | Medals deducted, the amount differs by model. Detailed versions need checking |
| Image generation AI | Making images | About 85 images on the Starter plan (stated figure) |
| Financial fraud compensation | Compensation for smishing, pharming and memory hacking damage | Up to ₩10,000,000 per incident/per year, including spouse, parents and children (DB Insurance) |
Plans
| Plan | Price | What you get/limits | Features |
|---|---|---|---|
| Starter | ₩9,900/mo | 40,000 medals (on average about 540,000 characters of text or about 85 images) | For light users |
| Expert | ₩19,800/mo | 80,000 medals (on average about 1,100,000 characters of text or about 170 images) | Twice the usage |
Who it suits
- Starter: People who already use Hana Card and want to casually try several AIs
- Expert: Sole proprietors and creators who steadily make blog and social media posts and images
Compared with subscribing to the original services directly
- It is cheaper than a single ChatGPT Plus (about ₩29,000/mo) and lets you use several AIs, but because of the medal limit you may get less usage than an original subscription that is close to unlimited
- Advanced features of the original apps (agents, memory, voice mode, etc.) are likely to be missing — needs checking
- Because financial fraud compensation is included, a pure AI price comparison is difficult
Notes
- Information checked on: 2026-10-20
- SBS Biz: Hana Card launches 'AI Smart Pack' bundling 30 generative AIs
- Dealsite article
- Hana Card official product page (checked 2026-10-20) — partner Polexzone Co., Ltd. (폴렉스존), connected service Oosoo AI (우수AI). Existing medals were 20,000 for Starter and 40,000 for Expert, but are now shown as 40,000/80,000
Good for
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Prices converted at 1 USD = ₩1,329.49 (2026-10-19). Original price shown in brackets. Taxes as listed by each provider.
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