monoGPT (모노GPT) vs Hana Card AI Smart Pack (하나카드 AI스마트팩) comparison

monoGPT (모노GPT) and Hana Card AI Smart Pack (하나카드 AI스마트팩) compared side by side in AI.

monoGPT (모노GPT)

A Korean multi-AI platform that lets you use several generative AIs such as ChatGPT, Claude and Gemini from one account, with subscriptions for schools, public institutions and companies and Free and Plus plans for individuals

What is good

Institution-level credit allocation and recovery
Per-group model, cost and access-time policies
Usage dashboard and AI capability report

What could be better

Deductions by model and query limits can make it tighter than an unlimited personal subscription. Institution-level management features are centered on Biz and Enterprise

monoGPT (모노GPT) official site

Hana Card AI Smart Pack (하나카드 AI스마트팩)

A card company AI subscription product where Hana Card members use about 30 generative AIs such as ChatGPT, Gemini, Claude and Grok with one account from ₩9,900 per month, and also get financial fraud compensation

What is good

Low entry price from ₩9,900 in KRW
Sold directly by the card company, so payment and the customer center are familiar
Bundled compensation of up to ₩10,000,000 for financial fraud such as phishing and hacking (including family)

What could be better

Only for Hana Card members
Medals are deducted, so high-performance models and image generation use them up quickly

Hana Card AI Smart Pack (하나카드 AI스마트팩) official site

At a glance

Highlighted rows are where they differ.

Item	monoGPT (모노GPT)Visit site	Hana Card AI Smart Pack (하나카드 AI스마트팩)Visit site
Starting price	≈$24.85+ (₩33,000)Official price	≈$7.46+ (₩9,900)Official price
Free tier	Free plan available	Paid only
Korean support	Good	Good
Main models	More than 100 latest models including ChatGPT (GPT family), Claude, Gemini and Perplexity + image (Nano Banana and others), video and music generation. New API models added within 24 hours (per reports)	About 30 chat and generative AIs including ChatGPT, Google Gemini, Claude and Grok (text, image, documents). Detailed model versions need checking
Pricing type	Monthly subscription, Quote/Enterprise Contract, Free	Monthly subscription
Type	AI apps	AI apps
Category	All-in-One AI Platform	All-in-One AI Platform
Company	MonoFlow Co., Ltd. (모노플로우), South Korea	Hana Card (sales intermediary) / Polexzone Co., Ltd. (폴렉스존) (partner, responsible for operation), South Korea
Plans	Free ₩0 (up to 1,500 queries on new sign-up) Plus (individual) list price ₩33,000, currently ₩29,900 for a 1-month pass (incl. VAT, up to 16,500 queries per month) One-time prepaid 1 to 12-month passes Biz-starter ₩275,000/mo Biz-pro ₩550,000/mo Enterprise from ₩2,200,000 per year (quote)	Starter ₩9,900/mo (40,000 medals) Expert ₩19,800/mo (80,000 medals)
Pros	Institution-level credit allocation and recovery Per-group model, cost and access-time policies Usage dashboard and AI capability report Personal information and sensitive-word masking Harmful input/output filter for students Direct generation of Word, Excel, PPT and Hancom (HWP) documents Internal network, VPN and Intune integration	Low entry price from ₩9,900 in KRW Sold directly by the card company, so payment and the customer center are familiar Bundled compensation of up to ₩10,000,000 for financial fraud such as phishing and hacking (including family)
Cons	Deductions by model and query limits can make it tighter than an unlimited personal subscription. Institution-level management features are centered on Biz and Enterprise	Only for Hana Card members Medals are deducted, so high-performance models and image generation use them up quickly Detailed model versions not disclosed

Prices and benefits may change. Check the official site before you pay.

Prices converted at 1 USD = ₩1,327.84 (2026-10-20). Original price shown in brackets. Taxes as listed by each provider.

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