Abacus.AI ChatLLM vs Hana Card AI Smart Pack (하나카드 AI스마트팩) comparison

Abacus.AI ChatLLM and Hana Card AI Smart Pack (하나카드 AI스마트팩) compared side by side in AI.

Abacus.AI ChatLLM

A good-value all-in-one AI subscription that gives you 100+ models such as GPT/Claude/Gemini/Grok, plus image/video generation, an app builder and agents for $10 per month

What is good

Price competitiveness with the latest top models from $10 per month
RouteLLM automatic routing
App/website generation/slides/documents/video/desktop agent/coding CLI and more

What could be better

Basic is limited to 20,000 credits per month/3 agent conversations
The UI is complicated because there are so many features

Abacus.AI ChatLLM official site

Hana Card AI Smart Pack (하나카드 AI스마트팩)

A card company AI subscription product where Hana Card members use about 30 generative AIs such as ChatGPT, Gemini, Claude and Grok with one account from ₩9,900 per month, and also get financial fraud compensation

What is good

Low entry price from ₩9,900 in KRW
Sold directly by the card company, so payment and the customer center are familiar
Bundled compensation of up to ₩10,000,000 for financial fraud such as phishing and hacking (including family)

What could be better

Only for Hana Card members
Medals are deducted, so high-performance models and image generation use them up quickly

Hana Card AI Smart Pack (하나카드 AI스마트팩) official site

At a glance

Highlighted rows are where they differ.

Item	Abacus.AI ChatLLMVisit site	Hana Card AI Smart Pack (하나카드 AI스마트팩)Visit site
Starting price	$10+Official price	≈$7.46+ (₩9,900)Official price
Free tier	Paid only	Paid only
Korean support	Average	Good
Main models	GPT-6 Astra, GPT-6.1 Sol, GPT-6 Luna, GPT-5.6 Terra Claude Opus 5.5, Fable 5.1, Sonnet 5.5 Gemini 4 Argon, Gemini 3.8 Flash Grok 4.7 Kimi K3 DeepSeek v4.1 Images: Nano Banana Pro, GPT Image 2.5 Video: Seedance 2.5, Kling 3.0, Veo 3.1 RouteLLM automatic selection (per the official site)	About 30 chat and generative AIs including ChatGPT, Google Gemini, Claude and Grok (text, image, documents). Detailed model versions need checking
Pricing type	Monthly subscription	Monthly subscription
Type	AI apps	AI apps
Category	All-in-One AI Platform	All-in-One AI Platform
Company	Abacus.AI, United States	Hana Card (sales intermediary) / Polexzone Co., Ltd. (폴렉스존) (partner, responsible for operation), South Korea
Plans	Basic $10/mo per user (first month $7, 20,000 credits/3 agent uses) Pro $20/mo per user (unlimited agents/coding agents)	Starter ₩9,900/mo (40,000 medals) Expert ₩19,800/mo (80,000 medals)
Pros	Price competitiveness with the latest top models from $10 per month RouteLLM automatic routing App/website generation/slides/documents/video/desktop agent/coding CLI and more Integrations with Slack/Teams/Google Drive and more No training on your data/SOC 2	Low entry price from ₩9,900 in KRW Sold directly by the card company, so payment and the customer center are familiar Bundled compensation of up to ₩10,000,000 for financial fraud such as phishing and hacking (including family)
Cons	Basic is limited to 20,000 credits per month/3 agent conversations The UI is complicated because there are so many features Korean localization/customer support is limited	Only for Hana Card members Medals are deducted, so high-performance models and image generation use them up quickly Detailed model versions not disclosed

Prices and benefits may change. Check the official site before you pay.

Prices converted at 1 USD = ₩1,327.84 (2026-10-20). Original price shown in brackets. Taxes as listed by each provider.

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